Investment Adviser Representative offering securities and advisory services through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency LLC), member FINRA/SIPC, a Broker/Dealer & Registered Investment Adviser. Cetera is under separate ownership from any other named entity. CA Insurance License # 0D90157.
Sensible Adviser was borne out of a desire to separate my practice from the thousands of firm names and apparent affiliations with Broker-Dealer firms, some of which are well-know and others lesser-known. Sensible Adviser is an appeal to the everyday investor who requires some practical assistance to evaluate where they are today and what steps they can take to earn a life of dignity. We challenge the industry status quo belief that it’s the financial products that make-or-break your retirement outcome.